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Where Does All the Time Go?

I have come to respect budgets.

A budget is nothing more or less than a plan, normally a money plan. If you think you will have $1,000 coming in this month, and want your outgo to equal your income, then you can list the categories within which you plan to spend your $1,000. Say $200 for food, $200 for car payments, $100 for recreation, etc.

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